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A priority country, Reall has been operating in India since 1992 and undertaking a more commercial approach in the region since 2000.

In 2012, the Indian government estimated a housing shortage of more than 19 million homes, of which 95% were in the low-income category. Further to this, the country’s total urban housing shortage is projected to be about 30 million by 2022. This escalating gap between demand and supply in the affordable housing segment forces people to live in slums and informal settlements.

SPARC Samudaya Nirman Sahayak (SSNS) is Reall’s longest-standing housing partner, with collaboration dating back to 2002, and resulting in the completion of almost 7,000 homes. SSNS is a not-for-profit company set up in 1998 as the construction arm of NGO, SPARC. Reall has provided funds to enable SSNS to utilise various government schemes to subsidise housing projects or recoup costs from the sale of Transferable Development Rights. A key aim of this work is to demonstrate to other developers that affordable housing projects can be commercially viable.

Syntellect, a technology platform focused on improving access to finance for low-income groups, and Jaanadhar, a commercial low-income housing developer, were welcomed as new Reall partners in 2019. This will drive forward Reall’s work on unlocking housing finance for low-income households and scale our housing delivery, providing further evidence of the commercial viability of affordable housing with which to influence investors and other stakeholders.

People Housed 28,658
Jobs Created 33,117
People with Improved Water 28,658
People with Improved Sanitation 712,658
Women and Children Housed 17,195
Number of Projects 20
Avg. Basic Home Completion Cost (Last 5 Years) $ 6,579
Total Invested $ 6,622,737

Delivery of Homes


Basic Homes
Total Expected
In Progress
self build homes
Total Expected
In Progress

Other Products

improvement loans
Total Expected
In Progress

Client Data

Household Demographic Data
Household Size
Proportion Female
Proportion Children
Proportion Elderly

India Project Finances

Displayed In

Investments — Reall to Affordable Housing Partners

Total Project Investments
INR 473,134,612
$ 6,622,737
INR 156,189,085
$ 2,186,268
INR 316,945,527
$ 4,436,468

Of INR 473,134,612 total investments, INR 93,165,000 was recycled funds from previous project payments

Of $6,622,737 total investments, $1,304,084 was recycled funds from previous project payments

Based on exchange rate on 31/01/2020

Funds Lent by Partners to Households
Funds Lent by Partners to Households
INR 4,515,000
$ 63,199
Funds Repaid by Households to Partner (to date)
Funds Repaid by Households to Partner (to date)
INR 4,088,155
$ 57,224
Funds Recouped from Third Parties
Funds Recouped from Third Parties
INR 1,831,395,249
$ 25,635,090

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Data last updated on 31/03/2020