Navigation: Global Nepal Biratnagar Housing 1

Biratnagar Housing 1

  • Status: Complete
  • People Housed: 450
  • Country: Nepal
  • City: Biratnagar
  • Partner: Lumanti
  • Year Approved: 2014
Total Invested
NPR 6,000,000
Total Invested
Delivery of Homes
Total Expected
Self Build
Project Overview

This project is situated in Biratnagar, a city located on the south-east border with India and a major hub for trade and commerce. Serving low-income households residing in informal settlements in the city centre, Lumanti provided a 20% guarantee to NMB Bank for loans to project clients. In this way, Lumanti have been able to leverage private finance for clients living on low incomes, and encourage banks to lend to income groups that they previously considered too risky.

All 100 families approved for the project had private land ownership certificates, most of which were owned by women. Detached, single-storey buildings that could be incrementally extended in the future were constructed in existing settlements, with a focus on low cost materials and technology. Lumanti also provided a team of community architects which worked with households to help them design their housing according to their needs.

Homes Completed
Homes Occupied
Connected to Electricity
Connected to Water and Sanitation

Client Data

Displayed In
Client Monthly Household Incomes

Clients estimated to sit between 31st and 40th percentiles of incomes in Biratnagar

17,500 NPR
151 USD
40th percentile at year of occupancy NPR 18,682
40th percentile at year of occupancy $161
Household Demographic Data
Household Size
Proportion Female
Proportion Children
Proportion Elderly
Housing Information
Description Type Number Completed Unit Size (m2) Monthly Cost
(Local Currency)
Loan Length (months)
n/a Self Build 100 34 2380 84
Finance Source Interest Rate (%)

Project Finances

Displayed In

Investments — Reall to Affordable Housing Partners

Total Project Investments
NPR 6,000,000
$ 51,805
NPR 6,000,000
$ 51,805

Based on exchange rate on 31/12/2020

Funds Lent by Partners to Households
Funds Lent by Partners to Households
NPR 6,000,000
$ 51,805

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Data last updated on 10/03/2021