Navigation: Global Nepal Biratnagar – Samjhana

Biratnagar – Samjhana

  • Status: Complete
  • People Housed: 258
  • Country: Nepal
  • City: Biratnagar
  • Partner: Lumanti
  • Year Approved: 2019
Delivery of Homes
Total Expected
Completed
Self Build
34
34
Improvement Loan
16
16
Project Overview

Located in the city of Biratnagar, this project targeted members of the Samjhana Women’s Cooperative. The project was fully financed by funds revolved from previous Lumanti projects, which is a great example of how housing finance can be used cyclically to have greater impact. The Cooperative was lent funds by Lumanti, which financed the allocation of individual housing loans to member households. Lumanti also supplied training in technical, financial and management skills, and a team of community architects was provided to help the clients design housing according to their needs. Upon repaying their loan to the cooperative, the funds were then revolved again by Lumanti and reallocated to support new housing projects throughout Nepal.

Prior to the project the clients lived in housing which caused multiple threats to their health and security and often lacked access to basic services such as water. Each household was able to use their loan to construct a safe, permanent house fully serviced with electricity, household water and sanitation, or to upgrade their existing home.

50
Homes Completed
50
Homes Occupied
50
Connected to Electricity
50
Connected to Water and Sanitation

Client Data

Household Demographic Data
Household Size
5.16
Proportion Female
48.1
Proportion Children
22.5
Proportion Elderly
2.3
Housing Information
Description Type Number Expected Number Completed Unit Size (m2) Monthly Cost
(Local Currency)
Loan Length (months)
n/a Self Build 34 34 34 4762 84
Home upgrading loans Loan 16 16 34 4762 84
Finance Description Finance Source Interest Rate (%)
n/a Samjhana Coop 6.0
Home upgrading loans Samjhana Coop 6.0

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Data last updated on 10/03/2021