Also known as Ngasemo, this 100-household project targets members of a residential association which is comprised of three collaborating housing associations. This scaled approach has allowed the members to work together to address issues within their local area and act as a united voice for their community.
The project is comprised of starter homes of two different typologies. The first is two rooms and a toilet, while the second is three rooms and a toilet. Both designs are incremental, with the house designed to be three-bedrooms on completion. An additional 24 cross subsidy homes were constructed, to be sold to higher income individuals to help subsidise the cost of the starter homes.
Previously, members lived in temporary structures where they were without access to basic resources and facilities. Many were paying inflated rents. They now have access to decent, affordable and fully serviced homes. To afford the housing they were provided with end user finance by NACHU in the form of micro mortgages, to be repaid within 7 years.
Clients estimated to sit between 11th and 20th percentiles of incomes in Nairobi
|Description||Type||Number Expected||Number Completed||Unit Size (m2)||Sales Price |
|Monthly Cost |
|Loan Length (months)|
|2 rooms & wetcore, 22m2, 137m2 plot||Basic||80||80||22||803589||7542||84|
|3 rooms & wetcore, 32m2, 137m2 plot||Basic||20||20||32||1041397||11792||84|
|5 rooms & 2 wetcores, 51m2, 137m2 plot||Cross Sub||24||24||51||-||60088||-|
|Finance Description||Finance Source||Deposit||Interest Rate (%)|
|2 rooms & wetcore, 22m2, 137m2 plot||NACHU||160,718||14.0|
|3 rooms & wetcore, 32m2, 137m2 plot||NACHU||208,279||14.0|
|5 rooms & 2 wetcores, 51m2, 137m2 plot||Local Banks||430,000||14.0|
Based on exchange rate on 31/12/2020
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Data last updated on 10/03/2021