Navigation: Global Nepal Biratnagar – Sambridi Mahila SACCOS

Biratnagar – Sambridi Mahila SACCOS

  • Status: Complete
  • People Housed: 172
  • Country: Nepal
  • City: Biratnagar
  • Partner: Lumanti
  • Year Approved: 2018
Delivery of Homes
Total Expected
Self Build
Project Overview

Located in the city of Biratnagar, this project targeted members of the Sambridi Women’s Cooperative and was fully financed by revolved funds from previous Lumanti projects, which is a great example of how housing finance can be used cyclically to have greater impact. The cooperative was lent funds by Lumanti, who then in turn lent to individual member households to finance housing construction. Additional technical assistance and community support work was also provided.

As the first project working with the Sambridi Cooperative this pilot scheme was able to demonstrate how a people-driven approach can lead to the sustainable delivery of affordable housing. The clients previously lived in residential accommodation which caused multiple threats to their health and security and often lacked access to basic services. Each household was able to use their loan to construct a safe, permanent house fully serviced with electricity, household water and sanitation. Upon repaying their loan to the cooperative, the funds were then revolved by Lumanti to support new housing projects throughout Nepal.

Homes Completed
Homes Occupied
Connected to Electricity
Connected to Water and Sanitation

Client Data

Displayed In
Client Monthly Household Incomes

Clients estimated to sit between 1st and 10th percentiles of incomes in Biratnagar

17,500 NPR
151 USD
40th percentile at year of occupancy NPR 29,337
40th percentile at year of occupancy $253
Household Demographic Data
Household Size
Proportion Female
Proportion Children
Proportion Elderly
Proportion Disabled
Housing Information
Description Type Number Completed Unit Size (m2) Monthly Cost
(Local Currency)
Loan Length (months)
n/a Self Build 40 34 8333 36
Finance Source Interest Rate (%)

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Data last updated on 10/03/2021