Navigation: Global Nepal Kathmandu – Bisnu Devi Mahila SACCOS

Kathmandu – Bisnu Devi Mahila SACCOS

  • Status: Complete
  • People Housed: 232
  • Country: Nepal
  • City: Kathmandu
  • Partner: Lumanti
  • Year Approved: 2018
Delivery of Homes
Total Expected
Completed
Self Build
46
46
Improvement Loan
8
8
Project Overview

Located in Kathmandu, this self-build project was fully financed by funds revolved through income from previous Lumanti projects, which is a great example of how housing finance can be used cyclically to have greater impact.

This project secured the reconstruction of homes for victims of the 2015 earthquake, where nearly 2.8 million people were displaced. The homeowners are made up of members of a women-led housing cooperative, with funds for construction provided by Lumanti, who also provide members with mortgage loans.

54
Homes Completed
54
Homes Occupied
54
Connected to Electricity
54
Connected to Water and Sanitation

Client Data

Displayed In
Client Monthly Household Incomes

Clients estimated to sit between 1st and 10th percentiles of incomes in Kathmandu

Mean
21,000 NPR
181 USD
40th percentile at year of occupancy NPR 61,585
40th percentile at year of occupancy $532
Household Demographic Data
Household Size
4.30
Proportion Female
50.0
Proportion Children
32.0
Proportion Elderly
7.0
Proportion Disabled
0.3
Housing Information
Description Type Number Expected Number Completed Unit Size (m2) Monthly Cost
(Local Currency)
Loan Length (months)
Cooperative loans for self-build housing Self Build 46 46 34 8333 60
Cooperative loans to upgrade/repair existing housing Loan 8 8 34 8333 60
Finance Description Finance Source Interest Rate (%)
Cooperative loans for self-build housing Bisnu Devi Cooperative 8.0
Cooperative loans to upgrade/repair existing housing Bisnu Devi Cooperative 8.0

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Data last updated on 10/03/2021